Coupons...here it is....

I teach a coupon and money saving class. I work in small groups or one on one about places to get coupons, and how I make loyalty cards work well for my family. The money I make from them goes towards our debt, and you learn how to save. WIN WIN!  I am going to list a few of my favorite coupon sites for you to get started. I am still available for the hour one on one coaching however. PM at guesswhoscheap@gmail.com

I suggest you create an email account just for coupons.  I suggested creating an email account with your name, and the word coupons. Then only coupons come to your email account are then coupon related.  I also suggest creating a FaceBook account for coupon searching. You can like all the products Face Book pages, and you will get notifications of coupons this way also.

I used to save roughly an average of $200 a month with coupons. Now that I have a massive stock pile I am saving about $100 a month in coupons.  What would you do with an extra $100?


healthyessentials.ca

gocoupons.ca

pgeveryday.ca

websaver.ca

zebracoupons.com   THIS IS MY LEAST FAV, THEY CHARGE FOR THE COUPONS

save.ca

smartsource.ca

groupon.com

walmart.ca

Take a piece of paper and track all your passwords, and mailing addresses. I have accounts registered for my father's house and my mother's to receive more coupons.

Join Guess Who's Cheap on Facebook and on Amazon.ca A Guide to Collecting Air Miles in Canada

All that glitters is not gold...maybe Onyx?

Yesterday I discovered that Air Miles is soon offering a new deal as of August 13 th Air Miles will be able to be used to buy travel vouchers that can be used at a transait travel agent, such as Marlin Travel, Sell Off Vacations, Trip Central, Thomas and Carson are the agencies I am aware of.
For every $100 in vouchers it will cost 909 Air Miles.   This is a wonderful deal for me.  I am a teacher and when I am able to travel I always experience black out dates.   I have been there and felt the frustration summers, Christmas to visit family, long weekends, nope nadda for availability.

I almost booked my vacation yesterday with my Miles and would have been left paying the taxes, airport fees etc outside of Miles using cash. Almost 980$ oop. And  it was great until the lady told me about this deal and it can be used to cover the taxes. AWESOME!!!

This may not appear to be a great deal to some, let me break down my logic.

Air Miles advertises that New York has flights for 1125 miles. Anytime I can fly its peak season but I spent some time playing with it for fun. I was not able to find flights to this point level but did find flights for 1463 miles which is awesome! The taxes is $143 still great deal, but none of these are direct flights. They stop in either Toronto, Montreal or Boston and are 5 to 7 hours flying time each way.  I bought a direct flight in May for $500 which was about 2 hours 15 minutes each way for a direct  flight for the low miles can be a challenge, and you need travel flexibility.  I prefer direct flights if the difference is $300 or less. When I'm on vacation I want to get to my destination quickly for more discovery time. If the price was more than $300 in difference  I will explore the shortest milk route for the lower price.
EQUATE DEALS WITH THE PRICE OF YOUR TIME

I have another exception. If you have a lot of time for your trip I encourage the lay overs and call and ask for a night lay over so you have time to explore a new city for just the cost of a hotel room. Now that's a great deal!

Join Guess Who's Cheap on Facebook or Amazon A Guide to Collecting Air Miles in Canada

Host a Party

We all have friends in direct sales, some of us may even be involved in direct sales.  There are a few companies that sell items I enjoy and I try to  figure out the best way to enjoy the product on a budget.  I recently discovered Epicure and how it is dummy proof for even me to cook with ease.
I asked my friend that is in this direct sales  company to let me know when a hostess special fits my wants list.
 EVERY DIRECT SALES COMPANY HAS HOSTESS SPECIALS, the perk for you to host a party.
Hosting the party was simple.  The direct sales consultant created a Facebook group with a catalogue link.     I invited everyone that I could think of to come over on a Friday night. That was it.
I picked up a bottle of wine, 2 boxes of crackers, a can of lemonade, bag of tostitos, and a bag of chips.   Because the party is food centered, the sales consultant brought dips and I just had to provide the dip pairings.
I spent less than $25 on these party supplies.
I earned 2 products for half price, and  $75 items in free products and 2 host specials.
If you are interested in  products from a direct sales marketing company, I suggest hosting a party to maximize frugal deals!

Join Guess Who's Cheap on Facebook and on Amazon A Guide to Collecting Air Miles

What's Your Why

What's your why?

Everyone wants more money.   Maybe it's for travel or to be able to buy the newest fashion trend.   Once you figure out your why, you need to think about what you will sacrifice to achieve this goal.  I have 'sacrificed' the trendy clothes to achieve this goal. I don't have one of the ultra trendy Canada Goose Jackets that are $800. Our clothes are mostly second hand. Guess what, we are ok!
My why is to give my children a better life then I had. Don't get me wrong,  my childhood was amazing. I believe that each generation evolves and gets better.
I want to have our house paid off.  Not having a mortgage payment will allow us to put aside money for our children's RESP university tuition.  I want our kids to start life off without a large student loan debt.
Once you know your why, you can determine if the small sacrifices are worth it.   Know that these sacrifices aren't forever.   It is worth it!
Make your why specific to ensure it is achievable. Simply saying I want X amount in your bank account isn't good enough.
Once you know your specific why, you are ready to achieve it. Great things will happen!
Join Guess Who's Cheap on Facebook and on Amazon A Guide to Collecting Air Miles in Canada