Friday, April 27, 2018

April Savings

It has been a long time since I added up all the savings and perks that I accumulate in a month.  We budget for almost everything we spend, sometimes things happen ...but hey that's life.
We are frugal, and baby that isn't glamorous!   It takes a lot of dedication and work to be frugal and save money. 
It takes work to do these things, but guess what? When you do these things, you save money, a lot of money, which helps you get and do the glamorous things you dream about.

Here we go:

Air Miles: 1785 Air Miles earned this month, set to cash and that's $180 dollars worth of stuff when I redeem.

Carrots: 88 Scene Points.  My phone has this app and it automatically collects points if I make my step goal for the day.  The points go to my Scene Card with ease as a set it and forget it, easy peasy!  There are sometimes surveys to complete.
Downloand the App Carrot Rewards  UserCode: meghand8753

More Scene Points: I went to the movies on cheap night. I had no idea it was only $6.39! I earned 100 Scene Points and paid $5 of it with a free Cineplex GC from purchasing Lindt chocolate bars.

Caddle:  $20 check came in the mail! Cash back from groceries and surveys, friend referrals
 https://caddle.ca/signup/referral/57f933eb86129

Swagbucks: Redeemed for a $10 Amazon Gift Card.  Using Swagbucks search engine, and answering surveys, and friend referrals
http://www.swagbucks.com/refer/Donats

Ebates: $5 finally redeemed from online transactions.
 https://www.ebates.ca/referrer?referrerid=dmI00Ysp2yY%3D

Coupons: $43.50 worth of coupons this month

Canadian Tire Points : $9.90 from gas fillups, no effort required.  Each fill up receipt offers a survey code for instant win prizes, and instantly receive 2 cents off litre of gas coupon.  Saved $3.80 with surveys and instant savings per litre
Savings: $3.80 cash, and $9.90 in points 

PC Optimum Points: Redeemed $160 of points as cash off of groceries and earned 40,205 points for future redemptions
Savings:$160 cash, and $40 in points for the future

Best Western Rewards: We are hotel loyal.  My husband had work in the city for 3 days and we booked a hotel.   We earned 2850 points, (18-20 thousand is a free night) and 2 nights towards 10th night free.  Also received $20 Best Western instant Reward Dollars for next stay, or food, or pool passes.  The reservation was made through ebates.ca   When I arrived at the hotel I asked if they have a CAA or government rate and my rate was reduced $22.50 each night!  $45 in total for just asking!  A few days after my stay I received an email to fill out a fast survey for bonus reward points.
Savings: $45 cash, $20 towards future stays plus points

Toyota: $10 off.  Our car needed an MVI and when I purchased the car 2 years ago (used of course!) we got a
business card with coupon stickers for various services.
Savings:$10

Neptune Theatre: The girls and I went to see Mama Mia, it was fabulous! When I called for the tickets, I asked if they offer discounts for CAA or government, they did and saved $9 on each kid ticket and $25 on mine.
Savings: $43

Total:$344.50 dollars plus lots of loyalty reward points that will be redeemed and counted in future month summaries!
Guess what? The $344.50 was flipped over into our vacation fund for future fun!

Join Guess Who's Cheap on Facebook, and on Amazon A Penny Saved is a Mortgage Paid, and A Guide to Collecting Air Miles in Canada
https://www.amazon.ca/s/ref=nb_sb_ss_c_1_7?url=search-alias%3Daps&field-keywords=a+penny+saved+is+a+mortgage+paid&sprefix=a+penny%2Caps%2C206&crid=R06CXF8JG0RF



Thursday, April 19, 2018

Maximize Your Points

Well, what a great day for points! I had my list of items that I wanted to buy this morning at Super Store.
This week there is an offer on IOGO Protein yogurt for 2000 bonus  points with the purchase of 2.   There is also a coupon for 75 cents off each purchase.  Yogurt often has the magical pink stickers, you know the ones that make items half price. $3.99 is the original price. I went to the clearance section of the store first and found lots of pink sticker yogurt!
I often am asked if coupons can be used on marked down items and the answer is yes! Maximize this with your personal offers and with the offers in the flyers.
I purchased yogurt and cucumbers and a few packages of blueberries.  
I redeemed $20 worth of points and put the $20 in my vacation fund. After reading about more points stolen from the Pc Optimum I have decided to redeem the points in my account. I paid $2.50 and earned $8.90 back in points!

In summary, try to use coupons on pink sticker items, and if it is a Caddle or CO51 offer or points in your offers EXTRA BONUS!

Tuesday, April 17, 2018

Free Movies

Who doesn’t love a movie? Going to the theatre isn’t something  we do often, but we always have fun when we do.
Saturday mornings select theatres off family movies for $2.99. Unfortunately, the theatre in my town isn’t on the list. 
Last weekend we were away for the weekend while my husband was taking a course. I was looking for fun activities to do and around midnight remembered this deal.   Around the same time I was playing on my phone checking out my Air Miles status and this freebie promo came across my screen.
Simple steps lead to a free movie! 
I logged into my Air Miles account, and entered my pin and then email address.  
Instantly an email came with pins and each pin was for a free ticket to a family favourite show.  
Then I logged into cineplex.com and entered which theatre and they emailed me a PDF for theatre pick up. 
Just like that 3 movie tickets and an hour and a half of free entertainment. 

Join Guess Who’s Cheap on Facebook 

Sunday, April 1, 2018

April Budget Challenge

It’s close to supper time, and by now I have experienced 2 sugar crashes.
Don’t crash your budget for this month!
Get out your envelopes and start stuffing with the money you need for your budget.
I use the same envelopes until they fall apart.  I record on them how much I need for the month.  Some months I don’t need every envelope and some months I need to add some envelopes.  This month dance and gymnastics money is due for the kids, sigh.    Even though the fee stings, I a, prepared.
This month I am going to challenge everyone to shave $50 off of the April budget.  Throw it in your debt.   
I am going on a vacation and would like to save up some spending money. That’s my goal until June.
Let’s see who has $50 leftover from their envelopes at the end of the month
Comment and share how you did it.  I look forward to hearing the tips.
Good Luck 

Organizing for supper

Our deep freezer was bursting at the seams, a great problem to have, but it can be a challenge. I was soon going to count getting ingredient...