We built our dream house three years ago. Since then we have been trying to work on landscaping, and man is it every expensive!
I wanted to get some hanging baskets for our Shepard hook in our front garden but didn't want to spend a lot on them. They start in price at $16.99 and I saw them all the way to $39.99. On Sunday when we were driving home from the beach and noticed two empty hanging baskets on the side of the road for spring cleanup. We stopped and I picked them up and put them in the trunk.
Yesterday my husband went to Canadian Tire and picked up some flowers for $6.00 and planted them for me. We had soil from gardens that were planted this year. My husband surprised me with doing it, it was on my list for this weekend when school is out. I am so happy that for $6.00 we have two nice hanging baskets, compared to $34 we were close to spending. We saved $28 and I think they look great. We will keep the baskets to continue to plant them ourselves, and I will continue to look road side and yard sales for another blue one. I love the colour!
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My husband and I live a frugal lifestyle, while still being able to travel and have some fun. We paid off our house in 5 years following these daily tips. Follow along, and proudly answer Guess Who's Cheap? ME!!!
Wednesday, June 22, 2016
Tuesday, June 14, 2016
Store Punch Cards
Some stores offer perks when you shop loyally. I have talked about Airmiles, PC PLUS and Optimum. One card that came in handy today was the Pharmasave Buy 10 get 1 Free Card.
At the Pharmasave, when you purchase their Pharmasave brand items you are eligible for their buy 10 get 1 free program. The cashier will ask for your card if they item is over 1.99. After you collect 10 you get 1 item free, up to a $15 max value.
Today I am sick with quite a sore throat....it hurts to swallow my coffee and to talk. If you know me you know how these two things kill me! After a doctor appointment he suggested Ibuprofen and I knew I was out. In the parking lot of the Dr office I did a quick wallet check and found 3 Pharmasave cards each with a few on each card, and noticed I had 12 stamps in total...JACKPOT.
I picked up the pills for free, which would have been $13.99 plus tax. I also got a bonus airmile.
This stamp card is a great perk when shopping at the Pharmasave, where you also receive Airmiles. I also use the Pharmasave as my pharmacy, I enjoy my pharmacists there:)
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At the Pharmasave, when you purchase their Pharmasave brand items you are eligible for their buy 10 get 1 free program. The cashier will ask for your card if they item is over 1.99. After you collect 10 you get 1 item free, up to a $15 max value.
Today I am sick with quite a sore throat....it hurts to swallow my coffee and to talk. If you know me you know how these two things kill me! After a doctor appointment he suggested Ibuprofen and I knew I was out. In the parking lot of the Dr office I did a quick wallet check and found 3 Pharmasave cards each with a few on each card, and noticed I had 12 stamps in total...JACKPOT.
I picked up the pills for free, which would have been $13.99 plus tax. I also got a bonus airmile.
This stamp card is a great perk when shopping at the Pharmasave, where you also receive Airmiles. I also use the Pharmasave as my pharmacy, I enjoy my pharmacists there:)
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Thursday, June 9, 2016
Cheap Water
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Tuesday, June 7, 2016
This and That
I have been thinking I haven't done anything to save money in the past few days as I haven't spent any money since Thursday. Here are some things I have done in the past few days that may give you some ideas:
1) went to the movies Friday night and used Costco passes.. $12.99 each kid including kid pack and a movie pass for us 29.99 2 passes and 2 pop and 1 popcorn also collected scene points when purchased tickets
2) threw a cheap birthday party...made our own vegetable trays and had the party at our house kids played outside and played on a water slide
3) oops did spend money buying vegetable transplants for the garden...this will pay off for us soon
4) shampoo using a quarter size portion
5) body wash dime size portion it lathers up a lot
6) drank home made wine
7) went through the house and posted things on Facebook to sell that we won't be using....made $102 mostly selling a home base business products that I no longer sell and were left over I. My inventory that is no longer needed. PUT THE $102 ON THE MORTGAGE AS AN EXTRA PAYMENT
8) watch Seinfeld episodes on TV
9) took coffee to work
10) bought strawberries and dip using sobeys gift cards and collected airmiles again
11)made a rain barrel to collect water to water the plants
12) ghoulish as a cheap easy meal for supper
13) wash dishes by hand instead of the dishwasher
Have you done any frugal tips? Comment below
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1) went to the movies Friday night and used Costco passes.. $12.99 each kid including kid pack and a movie pass for us 29.99 2 passes and 2 pop and 1 popcorn also collected scene points when purchased tickets
2) threw a cheap birthday party...made our own vegetable trays and had the party at our house kids played outside and played on a water slide
3) oops did spend money buying vegetable transplants for the garden...this will pay off for us soon
4) shampoo using a quarter size portion
5) body wash dime size portion it lathers up a lot
6) drank home made wine
7) went through the house and posted things on Facebook to sell that we won't be using....made $102 mostly selling a home base business products that I no longer sell and were left over I. My inventory that is no longer needed. PUT THE $102 ON THE MORTGAGE AS AN EXTRA PAYMENT
8) watch Seinfeld episodes on TV
9) took coffee to work
10) bought strawberries and dip using sobeys gift cards and collected airmiles again
11)made a rain barrel to collect water to water the plants
12) ghoulish as a cheap easy meal for supper
13) wash dishes by hand instead of the dishwasher
Have you done any frugal tips? Comment below
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Friday, June 3, 2016
Lots of Airmiles!!!!
Ok...this post sounds very complicated....think about it step by step. As many of my followers know, I am a Cheapskate. I am working very hard with my hubby to pay off our house by June 2018. Our goal is to drive to Nashville and see Dave Ramsey and do our Debt Free Scream. After that trip we plan to go to Walt Disney World for 5 days, and then Universal Studios, Sea World and home. I have discovered that if I collect 33,000 airmiles we will get our Disney Vacation part for free. We are currently sitting at 25000. Gathering Airmiles is my second area I am focused on after making the budget small and throwing all money at the mortgage. This week I found an amazing Airmiles Promotion. Here goes:
Airmiles has a promotion buy $ 200 in Sobeys gift cards get 95 miles
I bought 5 sets for 475 miles
I charged on my Sobeys Master Card earning 1 mile every $20 spent, it is 50 miles right away
Because in the first 3 months I get 3x miles base miles charged at Sobeys is extra 150 miles
AS AN EXTRA BONUS...
This week Sobeys has promo buy 50$ gift card for Boston pizza get 60 miles
I bought $200 worth and paid using my 200 Sobeys gift card I just bought earning 240 miles...
For a total of $1000 in Sobeys gift cards I earned 915 airmiles!!!!!
Now, I know that looks like a lot of money tied up in gift cards, but remember to read my other blogs. A Sobeys gc is able to be used at Sobeys, Shell and Lawtons Drug Store. I can also buy other gift cards with my Sobeys gift card. My month budget will be funded with these gift cards.
Please like and share, and remember to join Guess Who's Cheap on Facebook.
Comment any questions below I will talk you through this...
Airmiles has a promotion buy $ 200 in Sobeys gift cards get 95 miles
I bought 5 sets for 475 miles
I charged on my Sobeys Master Card earning 1 mile every $20 spent, it is 50 miles right away
Because in the first 3 months I get 3x miles base miles charged at Sobeys is extra 150 miles
AS AN EXTRA BONUS...
This week Sobeys has promo buy 50$ gift card for Boston pizza get 60 miles
I bought $200 worth and paid using my 200 Sobeys gift card I just bought earning 240 miles...
For a total of $1000 in Sobeys gift cards I earned 915 airmiles!!!!!
Now, I know that looks like a lot of money tied up in gift cards, but remember to read my other blogs. A Sobeys gc is able to be used at Sobeys, Shell and Lawtons Drug Store. I can also buy other gift cards with my Sobeys gift card. My month budget will be funded with these gift cards.
Please like and share, and remember to join Guess Who's Cheap on Facebook.
Comment any questions below I will talk you through this...
Sunday, May 29, 2016
Making Rags
Clothes that my children have outgrown I sell online. If an item is in good shape and isn't sold I donate it to Value Village.
However there are times that my kids have completely ruined their clothes either by stains or holes.
I collect the clothes that are ruined in the basement in a Rubbermaid container. Every now and then I take them and cut them into rags and put them in a large bag. We use the rags for cleaning or out and around the property for clean ups. We wash them whenever possible. We keep a bag of rags on top of the washing machine, one in the linen closet and many in the basement.
I have even sold them in a grocery sized bag for $5 online. My paper towel usage has gone down plenty. More money in my pocket... These loonies add up quickly.
Thursday, May 26, 2016
Toaster Oven
First of all, I hate cooking. I am starting (very slowly) to cook more meals. Thankfully my husband is a great cook, phew!
Whenever possible, we use the toaster oven to cook vs using the oven. The amount of space to heat up is much smaller, and becomes more cost efficient.
That's it, simple! Also, there isn't a light in my toaster oven. In the winter when I am done using the toaster oven I leave the door open and a bit of heat escapes, making the kitchen warmer for a few minutes.
Don't forget to unplug the toaster when it is not in use and avoid using phantom power.
Whenever possible, we use the toaster oven to cook vs using the oven. The amount of space to heat up is much smaller, and becomes more cost efficient.
That's it, simple! Also, there isn't a light in my toaster oven. In the winter when I am done using the toaster oven I leave the door open and a bit of heat escapes, making the kitchen warmer for a few minutes.
Don't forget to unplug the toaster when it is not in use and avoid using phantom power.
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Some stores offer perks when you shop loyally. I have talked about Airmiles, PC PLUS and Optimum. One card that came in handy today was the...
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There are times when I think it is ok to spend money without thinking. Yesterday was one of those days. My daughters' school was havin...




