This frugal tip is BORING, but it works. Take your lunch to work.
When I am cooking supper the night before I try to make enough to have leftovers. When I am cleaning up from supper, I pack the leftovers into reusable containers right away to be my lunch the next day. I don't think clearly at 620 in the morning, so it is a two fold bonus, I don't have to think just grab while I am waiting for the coffee to kick in. It also saves a lot of money. At first, buying your lunch doesn't seem like a big expense. Realistically, even being frugal, a lunch from the grocery store deli would be about $7. That number is conservative but is still $140 a month.
I work in a school and we have a super cheap lunch at $4.25. Even so, that's $85 a month. I order lunch once a week, unless it is a week that hamburgers are on the menu, then twice :)
Sock your lunch money savings away towards your debt, or your fun money and watch it add up fast!
It pays to be frugal. Check out my ebooks on Amazon.ca A Guide to Collecting Air Miles in Canada and A Penny Saved is a Mortgage Paid.
My husband and I live a frugal lifestyle, while still being able to travel and have some fun. We paid off our house in 5 years following these daily tips. Follow along, and proudly answer Guess Who's Cheap? ME!!!
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