The Forgotten Currency...SCENE POINTS

If you carry a loyalty card in your wallet, chances are you are leaving money on the table. 
Most loyalty cards allow you to cash out with minimum points, but the more points that accumulate the better the rewards.
When we were getting out of debt we would redeem points on items we needed, such as groceries.  Then we would take the amount we redeemed in points and take the cash from the budget and put it on the debt. For example, if I redeemed 20,000 PC Points, I took $20 from the grocery budget envelope and put it on the debt.
Today, I am going to give you a tip on what to do with the points that you can't redeem for cash value and are non-essentials.
Today, the SCENE card.
Movies aren't an essential item.  Going to a movie is an expensive outing, and is a treat.  You can use your SCENE points for a movie, or dining at East Side Marios, Montana's or Swiss Chalet.
SCENE points can be collected from visiting the previous places, or from using your Scotia Bank debit card or Visa and both are FREE annual fees.

Here is my suggestion: redeem them as gifts.  Although you can't actually get a gift card with the points, you can be creative.  We used our Skittles movie package points and SCENE points to be stocking stuffers for our daughters. 
We made up a "COUPON" with the name of a movie that was in the theatre during the Christmas holiday and wrote the date we would be going.  It was a great way to redeem the points and save money on giving a gift.  Who doesn't enjoy a night out?
2500 SCENE points is enough for 2 admission, 2 pop and 1 popcorn.  Paying for 4 people to go to a movie with snacks can be close to $100. 
Use your points, be creative and remember IT PAYS TO BE FRUGAL.