A few things to save $$ today

Today I am trying to get organized. A life goal honestly lol
After reading the blog feel free to comment here or on a Guess Who’s Cheap with your Savings ways 

Here are some things I did to help me stay organized financially:

I did my daily survey in Swagbucks and did some internet searches until I earned bonus Swagbucks. I earned 7 SB today. You can also online shop here if you choose. Here is my link to Swagbucks if you don’t already Swag. We each get a perk I redeem mine often for Amazon gift cards 

https://www.swagbucks.com/?cmd=sb-register&rb=3195774&cmp=197&cxid=2000-app

I did a survey on Caddle and earned a nickel. It adds up fast I swear.     Download Caddle on your device and use my referral code MEGHAB57752 we each earn $1. At $20 cash out. There are surveys almost daily and Thursday mornings it changes with new items for cash back with a receipt upload

I checked CO51 but nothing g there today. Here is my link, it’s like Caddle with shopping and surveys we each get a perk if you sign up from me 

https://checkout51.app.link/6qdfYwuwVQ

These 3 things took less than 2 minutes! I did it while my Bodum was brewing 

My husband put the final touches on 30 bottles of home made wine. PRICELESS

Put my veggies in my Tupperware produce savers so it lasts longer

Unplugged everything when done with it and turned off lights

My daughters painted crafts to be birthday presents. We used paint that was left over, and the items were a quarter each in a yard sale. I think they look cute, they will personalize them before the party and also give some candy with it and a trinket voila.  Birthday parties can get so expensive! 

Meal planned for the week using the freezer and pantry items 

Had some pots and pans to wash so hand washed dishes 

Listens to PodCoin while doing a few things, each 10 minutes earns money towards Amazon GC. I love podcasts.  

Start small with your financial goals. Not everything has to be big, little things add up to save money too. 

It pays to be frugal. 

Surprise Coupons

I love coupons.  Coupons help save money on products that I am purchasing anyways. Don’t worry about those negative thoughts around coupons, think of using coupons as a game.

I love tracking how much money I save using coupons, it motivates me to continue using them.  

Be careful not to fall into the trap of using coupons on items you wouldn’t normally buy because you are excited to use coupons.  That’s when the manufacturers win the coupon game and not you!

I am often asked where I find coupons.   Today I’m going to share the surprise places where I find coupons.

This gem for a free McDonald’s Mocha and a small cookie was found on the back of a package of ground coffee.  I found the bag of coffee on the discount shelf at Sobeys and brought it home very proud of scoring the coffee for 3.99.  At home as I was putting it away I found the coupon printed in the back of the package.  Score ☕️ 🍪 

I have also found coupons on the packages of cereal, yogurt, and granola bars.  

Take time to look at packaging before you throw it away, it may save you some money.

It pays to be frugal 💰

What do you re-use?

I was inspired by another Facebook group that was discussing items they are reusing in new ways. It has inspired me to share my dirty secret.

I  love being cheap!  Our laundry basket died a slow painful death, taking two years of wire and duct tape to finally die.   I could go out and spend $10 on a new one, or I could repurpose things that we already have in the house.   

You know how Tupperware lids go missing? Somehow our house also looses lids to Rubbermaid containers.   Since the death of the laundry basket we have been using this tote and it is working well.  We don’t have any desire to go out and get a new laundry basket this is working just fine, and it gave life to an other wise useless item laying around our house. 

What are you repurposing to save money?

It pays to be frugal. 

New Envelopes

I have been using the envelope system for a while to track expenses.  I had been using the pre-paid envelopes that come for free.  I went to the Great Canadian Dollar store and bought a 10 pack of money size envelopes for $1.15.

I took one apart very carefully and traced it on various scrapbook papers. Then I cut them out and put packing tape all over them to give a laminated look.

 I had some fun scrapbook letters and put them in each envelope as a heading.

I printed a table in word and taped it to the back of each envelope.  I will record each purchase and replace monthly.










I like these better than the recycled ones that I have always previously used.   These also fit into my wallet.  
It pays to be frugal.

February Budget

January seems to last forever!! Finally a new month is here and if you haven’t already created your budget, get cracking!

February is the shortest month of the year but it is our most expensive month.  Our house and cars insurance is due this month.   We pay for the year upfront for the small discount for doing so.

February also has the day to spend lots of money...Valentine’s Day.  This day is often forgotten about in the budget.  Plan for it.    

Another thing about February is that it is REALLY COLD!!!  To get some relief from the cold our heater gets turned up higher resulting in larger power bills.   Plan that in your budget.

Mmmm am I forgetting anything?

It pays to be frugal.   

Freezer Inventory

On the weekend I tackled my deep freezer.   I have to say that this is a daunting task.

I took everything out of the freezer and out it in the floor.  I then sorted all the food into piles in the following categories:

Meat

Fruit

Desserts

Vegetables 

Those items went into reusable Sobeys bags.  As I put the items into the bag I wrote down th either name and created a tally mark for each item.  

Then the other items I put in the freezer near each other and also recorded it on the sheet

When I was done I taped it to the front of the freezer.  The plan to keep it organized is each time we take something out of the freezer we will cross off th etally.  For the month of February I plan to spend $75 or less a week on groceries.  Wish me luck!

It pays to be frugal.  Join Guess Who’s Cheap on Facebook 

Sell Your Stuff Part Two

Now that you have all of your items in a milk crate, you are ready to take pictures.   ( if you collected more than one milk crate of items, way to go! )

I have a Christmas wreath hanger that I throw over a door for taking pictures.  I also have a kid size hanger and an adult hanger depending on the size of the item. 

Hang the item and take a picture if the front and the back of the item, I also take a picture of the tag and size.   

Items that aren’t clothes  if they can hang on the hanger it’s best for the pictures.   

Items that can be laid flat on a dining room table for a picture works also.  Remember the more pictures you can take the better and make sure you have good light. 

I suggest the milk crate size so it doesn’t get overwhelming.   Plus you don’t want to post more then 10 items a day since it bumps items down on a page. 

I created a FACEBOOK account for buying and selling items, and following groups.  I suggest this since Buy and Sell sites tend to take over your feed.  

I try to list things on FACEBOOK primarily.   You only need to create the ads once and then click post to other groups.

Items that are high value I post on KIJIJI also.  

Item size that don’t sell in a week I write in the comments the new price.   If it still doesn’t sell you can delete the item and repost it at the lower asking price.  

Items that don’t sell I box up to have a yard sale in the summer.  I also always have a bag in the go for low priced items to drop off to charity donations.  After a yard sale any items that don’t sell I donate. 

When I was getting out of debt I put the money once a month onto our mortgage.  Now I deposit it towards our trip funds. 

Good luck. I am sure once you reap the rewards of your effort both financially and from finding less clutter more relaxing. 

Join Guess Who’s Cheap on Facebook 

It pays to be frugal.